IRAs and Personal Retirement Planning Services

Stock Yards Bank has become a leader in the retirement savings field. Our expertise and commitment to personal service has enabled our customers to achieve and surpass their retirement goals. IRAs are offered through our retail bank branches and our nationally recognized Wealth Management and Trust Company.

Our customers have many choices when it comes to saving for retirement, and many have more than one type of IRA account. Whether your objective is tax deductible contributions, a continued tax shelter on retirement plan assets, tax free withdrawals at retirement or an education savings plan, we can help.

Choose the right account for you: 
» Traditional IRAs
» Rollover IRAs
» Roth IRAs
» Conversion Roths
» Beneficiary (inherited) IRAs
» Coverdell Education Savings Accounts
» SEP IRAs
» Simple IRAs
» Simple 401(k) plans
Not sure which IRA is right for you? Try our Roth/Traditional IRA Comparison calculator, in the tools section.

Retiring or Changing Jobs?
Don't leave your 401(k) or pension behind.  Let us show you how easy it is to transfer your retirement dollars into a Rollover IRA and keep those funds tax sheltered and growing towards retirment.  Enjoy a wide range of investment options and the high degree of specialized services Stock Yards Bank is known for.  We can even structure penaltry free distributions to help supplement your income if you're several years away from retirement.  For more information call our IRA department at (502) 625-2449 and we'll show you how easy it is to start enjoying the benefits of a rollover IRA.

Stock Yards Bank has one of the few locally managed IRA departments in the Kentuckiana area – no more calling out of town to get answers on your retirement funds. Customers also enjoy free IRA seminars throughout the year. Seminar topics range from estate planning techniques to distribution strategies and payment calculations.

Investment Management and Trust Department
» Ideal for qualified retirement plan rollover
» No load mutual fund portfolios individually designed for all investment risk tolerances
» Unbiased investment management based on the customer’s objectives
» Non-commission based investment management
» Self-directed IRAs available
» IRA administration expertise
» Annual management fee based on account balance
» Not FDIC insured – subject to risk including loss of principal

Stock Yards Financial Services
» Stock Yards Financial Services, our brokerage division, can help you manage your portfolio and strengthen your financial position. 
» We offer annuities and other investments, stocks, bonds, mutual funds, unit investment trusts,  money market funds, and 529 Plans.
» Securities and Investment Advisory services are offered throught Raymond James Financial Services, Inc.  Member FINRA/SIPC.
» These services offered are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, and are subject to risk, including the possible loss of princpal.

Retail Banking Investments:
» IRA Certificates of Deposit - $500 minimum deposit
» IRA Money Market accounts - $25 minimum deposit
» FDIC Insured

Let our IRA department help you:
» Meet investment goals through a planned investment strategy
» Continue tax shelter on retirement plan assets with a direct rollover from qualified retirement plan
» Structure distributions to minimize taxes
» Calculate mandatory distribution for participants and beneficiaries
» Enjoy penalty free withdrawals before age 59½
» Keep up to date on law changes that could impact your estate plan
» Learn the latest estate planning techniques at a free retirement planning seminar

Retirement Planning Calculators
Use our calculators in the tools section, to see what IRA best suits your needs and how much you will need to save to achieve your retirement goals.

Financial Planning           Insurance Planning         Wealth Management & Investment Services 

    Estate Planning                Estate Settlement Services