Checking Products
Personal Checking
| Description | Minimum Opening Deposit | Minimum Daily Balance | Monthly Maintenance Fees | Earns Interest | |
|---|---|---|---|---|---|
Totally Free Checking |
FREE for everyone! | $50 | NONE | NONE | NO |
Premier Interest Checking |
Your checking balance earns interest! | $50 | $1,000 or $5,000 in Total SYB Deposits* | $10 (if balance does not meet requirements) | YES |
50+ Interest Checking |
FREE for customers 50 and over! | $50 | NONE | NONE | YES |
Platinum Checking |
An account for those interested in a higher rate! | $10,000 | $10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans** | $15 (if balance does not meet requirements) | YES |
Payroll Perks |
Enjoy a special benefits package that goes far beyond FREE checking! (Ask today to see if your employer participates.) | $50 | NONE | NONE | YES |
*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.
**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).
***“Accounts will be charged the standard Overdraft fee of $33 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $33 for items returned. If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $5 per day, beginning on the twelfth day. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”
Personal Checking – Louisville
| Description | Minimum Opening Deposit | Minimum Daily Balance | Monthly Maintenance Fees | Earns Interest | |
|---|---|---|---|---|---|
Totally Free Checking |
FREE for everyone! | $50 | NONE | NONE | NO |
Premier Interest Checking |
Your checking balance earns interest! | $50 | $1,000 or $5,000 in Total SYB Deposits* | $10 (if balance does not meet requirements) | YES |
50+ Interest Checking |
FREE for customers 50 and over! | $50 | NONE | NONE | YES |
Platinum Checking |
An account for those interested in a higher rate! | $10,000 | $10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans** | $15 (if balance does not meet requirements) | YES |
Payroll Perks |
Enjoy a special benefits package that goes far beyond FREE checking! (Ask today to see if your employer participates.) | $50 | NONE | NONE | YES |
*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.
**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).
***“Accounts will be charged the standard Overdraft fee of $33 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $33 for items returned. If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $5 per day, beginning on the twelfth day. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”
Personal Checking – Cincinnati
| Description | Minimum Opening Deposit | Minimum Daily Balance | Monthly Maintenance Fees | Earns Interest | |
|---|---|---|---|---|---|
Totally Free Checking |
FREE for everyone! | $50 | NONE | NONE | NO |
Premier Interest Checking |
Your checking balance earns interest! | $50 | $1,000 or $5,000 in Total SYB Deposits* | $10 (if balance does not meet requirements) | YES |
50+ Interest Checking |
FREE for customers 50 and over! | $50 | NONE | NONE | YES |
Platinum Checking |
An account for those interested in a higher rate! | $10,000 | $10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans** | $15 (if balance does not meet requirements) | YES |
Payroll Perks |
Enjoy a special benefits package that goes far beyond FREE checking! (Ask today to see if your employer participates.) | $50 | NONE | NONE | YES |
*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.
**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).
***“Accounts will be charged the standard Overdraft fee of $33 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $33 for items returned. If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $5 per day, beginning on the twelfth day. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”
Personal Checking – Indianapolis
| Description | Minimum Opening Deposit | Minimum Daily Balance | Monthly Maintenance Fees | Earns Interest | |
|---|---|---|---|---|---|
Totally Free Checking |
FREE for everyone! | $50 | NONE | NONE | NO |
Premier Interest Checking |
Your checking balance earns interest! | $50 | $1,000 or $5,000 in Total SYB Deposits* | $10 (if balance does not meet requirements) | YES |
50+ Interest Checking |
FREE for customers 50 and over! | $50 | NONE | NONE | YES |
Platinum Checking |
An account for those interested in a higher rate! | $10,000 | $10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans** | $15 (if balance does not meet requirements) | YES |
Payroll Perks |
Enjoy a special benefits package that goes far beyond FREE checking! (Ask today to see if your employer participates.) | $50 | NONE | NONE | YES |
*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.
**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).
***“Accounts will be charged the standard Overdraft fee of $33 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $33 for items returned. If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $5 per day, beginning on the twelfth day. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”
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