Insurance Planning

As part of our financial planning process, we listen well to define your goals and present solutions to give you control and flexibility in your financial life.  A large part of the planning process is working to identify things that can go wrong or jeopardize your success in meeting your goals.  

Our Wealth Management Group has partnered with various experts in the areas of life, disability and long term care insurance.   Our platform provides us with access to many of the industry leaders and top quality carriers in each area.  We are independent and objective in our insurance analysis for clients.  We are also a strong advocate of the team approach and can work closely with existing advisors as well.  This allows us to provide solutions unique to your financial & estate planning that meet your specific insurance needs.  

As part of our financial planning process, we can help you answer key questions on your insurance planning.  Our planning analysis guides us, in light of your assets, liabilities and goals, so we can answers questions such as…

What is my need for insurance?

   You may have a need for insurance if you

• have a spouse
• have children who depend on me
• have an aging parent or disabled relative who depends on me
• have another loved one I wish to provide for
• want to build a cash reserve that can help pay for big-ticket items such as a child’s college education
• have business or estate planning needs that life insurance can satisfy
• If your retirement plan and other savings aren’t enough to protect your family’s standard of living in the future

Other questions you may ask are:

• What is the proper amount of insurance?  -
• What type of insurance (term, universal life, whole life) is best for me?
• How will I most efficiently pay for the insurance?

We can help answer all of these questions.  Please call us at 502-562-0875