Find a Branch

Personal Checking

 

	Description	Minimum Opening Deposit	Minimum Daily Balance	Monthly Maintenance Fees	Check Writing
Secure Checking View Rates Apply	Security and savings - all in one place! (Learn more)	$50	NONE	$7	Unlimited
Basic Checking	Meets basic needs!	$50	NONE	$5 (0 with eStatement)***	50¢ each after 1st 10 written per month
50+ Interest Checking	Designed for customers 50 and over! Interest Earned (Daily Balance Method)	$50	$100 or $5,000 in Total SYB Deposits*	$4 (if balance requirement is not met)	Unlimited
Platinum Checking	An account for those interested in a higher rate! Interest Earned (Daily Balance Method)	$10,000	$10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans**	$15 (if balance does not meet requirements)	Unlimited

Student & Military Enhancements - Available for all account types!

• Students - Begin your education experience your way. Students of all ages can select any of our Personal Checking Products and enjoy 4 free non-SYB ATM withdrawals a month, through graduation date. At graduation your account will convert to the standard version of your account!
• Active Military & Veterans - SYB values our military personnel, both active and retired. Active military and those with veteran status can select any of our Personal Checking Products and receive 4 free non-SYB ATM withdrawals a month, for life! Thank you for your service!

(At time of opening, students must have valid Student Identification and Military Active/Veteran members must provide proof of military service.)

 

*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.

**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).

*** Online Banking is required to receive eStatements.

“Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned.  If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $6 per day, beginning on the twelfth day.  An overdrawn balance must be repaid within 30 days.  We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”

Personal Checking – Indianapolis

Personal Checking

 

	Description	Minimum Opening Deposit	Minimum Daily Balance	Monthly Maintenance Fees	Check Writing
Secure Checking Apply	Security and savings- all in one place! (Learn more)	$50	NONE	$7	Unlimited
Basic Checking Apply	Meets basic needs!	$50	NONE	NONE with eStatements***	50¢ each after 1st 10 written per month
50+ Interest Checking View Rates Apply	Designed for customers 50 and over! Interest Earned (Daily Balance Method)	$50	$100 or $5,000 in Total SYB Deposits*	$4 (if balance requirement is not met)	Unlimited
Platinum Checking View Rates Apply	An account for those interested in a higher rate! Interest Earned (Daily Balance Method)	$10,000	$10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans**	$15 (if balance does not meet requirements)	Unlimited

Student & Military Enhancements - Available for all account types!

• Students - Begin your education experience your way. Students of all ages can select any of our Personal Checking Products and enjoy 4 free non-SYB ATM withdrawals a month, through graduation date. At graduation your account will convert to the standard version of your account!
• Active Military & Veterans - SYB values our military personnel, both active and retired. Active military and those with veteran status can select any of our Personal Checking Products and receive 4 free non-SYB ATM withdrawals a month, for life! Thank you for your service!

(At time of opening, students must have valid Student Identification and Military Active/Veteran members must provide proof of military service.)

 

*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.

**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).

***Customers that prefer paper statement in the place of eStatements will pay $5 per month for this option.  Online Banking is required to receive eStatements.

“Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned.  If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $6 per day, beginning on the twelfth day.  An overdrawn balance must be repaid within 30 days.  We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”

Personal Checking – Cincinnati

Personal Checking

 

	Description	Minimum Opening Deposit	Minimum Daily Balance	Monthly Maintenance Fees	Check Writing
Secure Checking Apply	Security and savings- all in one place! (Learn more)	$50	NONE	$7	Unlimited
Basic Checking Apply	Meets basic needs!	$50	NONE	NONE with eStatements***	50¢ each after 1st 10 written per month
50+ Interest Checking View Rates Apply	Designed for customers 50 and over! Interest Earned (Daily Balance Method)	$50	$100 or $5,000 in Total SYB Deposits*	$4 (if balance requirement is not met)	Unlimited
Platinum Checking View Rates Apply	An account for those interested in a higher rate! Interest Earned (Daily Balance Method)	$10,000	$10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans**	$15 (if balance does not meet requirements)	Unlimited

Student & Military Enhancements - Available for all account types!

• Students - Begin your education experience your way. Students of all ages can select any of our Personal Checking Products and enjoy 4 free non-SYB ATM withdrawals a month, through graduation date. At graduation your account will convert to the standard version of your account!
• Active Military & Veterans - SYB values our military personnel, both active and retired. Active military and those with veteran status can select any of our Personal Checking Products and receive 4 free non-SYB ATM withdrawals a month, for life! Thank you for your service!

(At time of opening, students must have valid Student Identification and Military Active/Veteran members must provide proof of military service.)

 

*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.

**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).

***Customers that prefer paper statement in the place of eStatements will pay $5 per month for this option.  Online Banking is required to receive eStatements.

“Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned.  If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $6 per day, beginning on the twelfth day.  An overdrawn balance must be repaid within 30 days.  We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”

Personal Checking – Louisville

Personal Checking

 

	Description	Minimum Opening Deposit	Minimum Daily Balance	Monthly Maintenance Fees	Check Writing
Secure Checking Apply	Security and savings- all in one place! (Learn more)	$50	NONE	$7	Unlimited
Basic Checking Apply	Meets basic needs!	$50	NONE	NONE with eStatements***	50¢ each after 1st 10 written per month
50+ Interest Checking View Rates Apply	Designed for customers 50 and over! Interest Earned (Daily Balance Method)	$50	$100 or $5,000 in Total SYB Deposits*	$4 (if balance requirement is not met)	Unlimited
Platinum Checking View Rates Apply	An account for those interested in a higher rate! Interest Earned (Daily Balance Method)	$10,000	$10,000 or $25,000 in Total SYB Deposits* or $50,000 in Total SYB Loans**	$15 (if balance does not meet requirements)	Unlimited

Student & Military Enhancements - Available for all account types!

• Students - Begin your education experience your way. Students of all ages can select any of our Personal Checking Products and enjoy 4 free non-SYB ATM withdrawals a month, through graduation date. At graduation your account will convert to the standard version of your account!
• Active Military & Veterans - SYB values our military personnel, both active and retired. Active military and those with veteran status can select any of our Personal Checking Products and receive 4 free non-SYB ATM withdrawals a month, for life! Thank you for your service!

(At time of opening, students must have valid Student Identification and Military Active/Veteran members must provide proof of military service.)

 

*Total Deposits include Stock Yards Bank Savings Accounts, Certificate of Deposit Accounts, Individual Retirement Accounts, Money Market Accounts, or other Checking Accounts.

**Total Loans include Stock Yards Bank Home Equity Lines and Loans, and other consumer loans (first mortgages not included).

***Customers that prefer paper statement in the place of eStatements will pay $5 per month for this option.  Online Banking is required to receive eStatements.

“Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned.  If your account is overdrawn for 11 or more consecutive business days, we will charge an additional $6 per day, beginning on the twelfth day.  An overdrawn balance must be repaid within 30 days.  We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.”