Find the account that’s right for your business.
Business Deposit Services
Business Checking Accounts
Stock Yards Bank offers a full range of checking accounts to fit your company, regardless of the size or number of employees:
|Description||Checks, Deposits, Deposit Items / Mo.*||Debit Card/Electronic Transactions||Checks||Deposits||Deposit Items||Min. Daily Balance to Avoid Service Fee||Service Fee|
|Business Analysis Checking||Earnings credit is applied to average monthly collected balance as an offset against transaction fees||Unlimited||Unlimited||Unlimited||Unlimited||Unlimited||Consult Treasury Management||Consult Treasury Management|
|Business Money Market||A limited transaction account that earns interest with a minimum balance requirement||See Below**||Six - FREE **||Three - FREE**||Unlimited – FREE||Unlimited – FREE||$1,000||$10.00 (if balance falls below min.)|
|Business Interest Checking||An unlimited transaction account that earns interest for Sole Proprietorships and Non-Profits||Unlimited||Unlimited||Unlimited||Unlimited||Unlimited||$500||$5.00 (if balance falls below min)|
|Premium Business Checking||A high volume transaction account with a minimum balance requirement||500||Unlimited – FREE||500 items ($0.30 for each > 500)||$10,000||$17.00 (if balance falls below min.)|
|Business Checking Plus||A medium volume transaction account with a minimum balance requirement||300||Unlimited – FREE||300 items ($0.30 for each > 300)||$3,000||$17.00 (if balance falls below min.)|
|Business Checking||A low volume transaction account with a minimum balance requirement||150||Unlimited – FREE||150 items ($0.30 for each > 150)||$1,000||$17.00 (if balance falls below min.)|
|No Minimum Business Checking||A low volume transaction account with no balance requirement||75||Unlimited – FREE||75 items ($0.30 for each > 75)||$0||$0|
Business Debit Cards – All business checking customers have the option to receive business debit cards to access their accounts, providing the convenience of 24-hour account access and the ability to offer designated employees additional cards.
$100 required to open all business checking accounts, $1,000 required to open Business Money Market Account. Canceled check images supplied free to all accounts. Business Debit Cards supplied free to all accounts except for Business Money Market and NOW Account.
* Unlimited FREE Stock Yards POS debits, ATM debits, Visa/MC debits and credit, or ACH receipts. 4 Non-Stock Yards Bank ATM transactions – FREE, in excess of 4 is $2 thereafter. Checks, Deposits and Deposit Items per month in excess of the limit are $0.30 each.
** Business Money Market Account allows a maximum of 6 withdrawals, 3 of which can be checks.
Business Savings and Investing
Stock Yards Bank provides businesses with a range of savings and investment options to meet all their needs.
|Description||Minimum Opening Deposit||Minimum Daily Balance||Fees||Earns Interest|
|Business Savings||An easy way to start a Savings Plan.||$50||NONE||$2 per withdrawal after 3 free per month||YES|
|Business Money Market||Offers the flexibility that most business customers require with check writing privileges||$1,000||$1,000||$10 monthly (if balance does not meet requirements)||YES|
|Money Market Sweep||The Money Market Sweep Account allows you the flexibility of daily access to your funds while paying interest on invested balances||$0||$0||For more information, please contact our Treasury Management Group: (502) 625-9977||YES|
|Certificates of Deposit||Terms from 30 days to 5 years||$500||N/A||Early withdrawal penalties apply||YES|
|Health Savings Accounts(HSAs)||A way for individuals and employers to plan for and control healthcare costs||$25||$25||NONE||YES|