Personal/Business Online Banking
Need Help? Contact our Call Center: (502) 582-2571 or (800) 625-9066

Online Banking with Stock Yards
Learn More | Enroll

Loan Payment Options



Skip Navigation

Borrowers Rights

This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.

You have the right to:

  • Shop for the best loan for you and to compare the charges of different mortgage loan officer and lenders.
  • Be informed about the total cost of your loan including the interest rate, points and other fees.
  • Ask for a Loan Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
  • Know what fees are not refundable if you decide to cancel the loan agreement.
  • Ask your mortgage loan officer to explain exactly what the mortgage broker will do for you.
  • Know how much the mortgage loan officer is getting paid by you and the lender for your loan.
  • Ask questions about charges and loan terms that you do not understand.
  • A credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, whether any income is from public assistance, or the fact that you have in good faith exercised any right under the Consumer Credit Protection Act.
  • Know the reason if your loan was turned down.
  • Ask for the CFPB, Step by Step Guide, Your Home Loan Toolkit

A trusted partner, since 1904