StockYards Bank & Trust Online Cash Management eGuide - page 6

Do not open email attachments or click on a link from unsolicited sources.
Avoid completing email forms or messages that ask for personal or financial
Do not trust an email asking you to use a link for verification of login or
account details.
Monitor your account transactions for unauthorized use.
Shred old financial information, invoices, charge receipts, checks, unwanted
pre-approved credit offers and expired charge cards before disposing of them.
Contact the sender by phone if you are suspicious of an email attachment.
Your financial institutionwill never sendunsolicitedemails asking you to
provide, update, or verify personal or confidential information via returnemail
or by clickinga link. If you receiveanemail inquiry allegedly from your financial
institution, please report the incident toacustomer service representativeas
quickly as possible. Tomitigate the risk of online fraudand identity theft, your
first andbest protection is awareness.
Phishing is anonline scam tactic that is used to lureusers intounknowingly
providingpersonal data, suchas credit card informationor login IDs and
passwords. Using spoof (look-a-like) emails andwebsites, the tacticattempts to
gain the trust of unsuspecting targets andconvince them that vital information
is being requestedby a vendor theymay already havea relationshipwith, such
as their bank.
Identity Theft
It is important that ourmembers areawareof thedangers of identity theft.
Identity theft canoccurwhencriminals findaway to steal your personal
or other identifying informationandassume theuseof that data toaccess
your personal accounts, opennewaccounts, apply for credit in your name,
purchasemerchandiseandcommit other fraudor relatedcrimes using your
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