Field & Main Bank is joining the Stock Yards Bank & Trust Family
Two great banks. One great partnership.
Crafted with care, strengthened by trust, and rooted in community.
This partnership empowers us to preserve what makes community banking truly special—genuine relationships, personalized guidance, and the familiar faces you trust at your neighborhood branch. At the same time, it strengthens our ability to innovate, expand our capabilities, and deliver the modern tools and financial products our customers expect.
Field & Main, headquartered in Henderson, Kentucky, operates six retail branches across Henderson, Lexington, and Cynthiana, Kentucky, as well as Evansville, Indiana. Both of our banks share a longstanding commitment to providing a modern craft banking experience: exceptional customer service, deep community roots, and a workplace where employees are encouraged to thrive and grow.
Together, we’re building on the best of who we are—combining personal service with forward‑thinking technology to better serve you today and for years to come.
We are thrilled to welcome Field & Main and its dedicated employees to the Stock Yards team. This combination joins two community banks whose values and cultures are closely aligned and significantly expands our reach in Western Kentucky. Field & Main customers will continue to receive the outstanding service they have come to rely on, with the added benefit of our extended branch presence throughout Louisville, central, eastern, and northern Kentucky, as well as into the Cincinnati and Indianapolis metropolitan markets.”
James A. (Ja) Hillebrand
Chairman and Chief Executive Officer
Stock Yards Bank & Trust
Frequently Asked Questions
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Field & Main Bank Customer FAQs
Why is Field & Main Bank merging with another bank?
Considering the changing landscape in banking, we recognize that the greater size and scale of an organization like Stock Yards Bank & Trust allows Field & Main Bank to continue at our best, with the greater strength and stability of a larger, Kentucky based, customer-focused community bank.The transaction provides Field & Main Bank and our customers with a prudent way forward in an increasingly competitive and highly regulated industry, increasing the range of offerings, services, locations and customer-oriented solutions.
Is my money safe?
Yes, your money will continue to be safe. Stock Yards Bank & Trust is a premier financial institution that has achieved an excellent track record and consistently outperforms its peers year after year.All accounts currently insured by the FDIC will continue to be insured by the FDIC, up to FDIC limits. In instances where the combined deposit total exceeds the FDIC insurance limitation, customers will have a grace period to review and restructure their relationships. Stock Yards Bank & Trust will follow-up with individual customers who are impacted by the FDIC limits with more details.
Will they close my branch?
Stock Yards Bank & Trust does not anticipate closing any Field & Main Bank locations.What will happen to Field & Main Bank employees?
Stock Yards Bank & Trust is currently reviewing all positions at Field & Main Bank and hopes to maximize the number of employees who will transition to the combined bank.Will the bank still support the community?
Yes. Stock Yards Bank & Trust and Field & Main Bank have partnered on many community causes over the years and as a combined bank, will continue to do so.When will things change?
Not much will change until conversion. At that time, the name of the bank will change from Field & Main Bank to Stock Yards Bank & Trust but many of the great people you know and work with in the branches today will remain the same.After the systems conversion in the 4th quarter of 2026, you will see expanded services, more locations and access to even greater convenience.
You will receive details on changes approximately one month prior to systems conversion.
What will change?
At this time, Stock Yards Bank & Trust does not foresee closing any branches.What systems are changing?
As part of the overall transition to Stock Yards Bank & Trust there will be a new online banking experience for customers. This will occur in the 4th quarter of 2026. Stock Yards Bank & Trust has a robust online banking system that allows for ease of making transfers and payments. Online banking includes access to bill pay, online account opening, and Zelle. They also offer a highly rated mobile app which includes mobile remote deposit capture and mobile bill pay functionality.Stock Yards Bank & Trust will provide details on your accounts and changes approximately one month prior to conversion.
Important banking information:
Stock Yards Bank & Trust will reissue debit cards for all Field & Main Bank customers at conversion. With the addition of the Stock Yards Bank & Trust locations, Field & Main Bank customers will now have 70+ new branch locations with ATMs to access their funds. These branch locations are conveniently located throughout Kentucky. All of their branch locations can be viewed on the Stock Yards Bank & Trust website at www.syb.com.What else will change?
Now Merger final, legal close in 2nd quarter of 2026 Conversion, 4th quarter 2026 When will signage change? Not yet Not yet Yes When will online banking change? Not yet Not yet Yes. Changes will be outlined in the conversion guide, which you will receive one month prior to conversion. When will I get a new debit card? Not Yet Not yet Yes. Your new debit card will be mailed two weeks prior to conversion. Will branch hours change? No No Any changes will be outlined in the conversion guide. Will I get new checks? No No You may continue to use your check inventory unless we notify you of an account number change. If we notify you that your account number is changing we will order a new inventory of checks at no cost. Will I need to do anything for my recurring ACH transactions? No No Any recurring transaction WILL convert over to Stock Yards Bank & Trust with no need for you to take any action. Will I need to do anything for my recurring debit card transactions? No No We will enroll you in the Automatic Billing Updater service (ABU). Any participating merchants who have your card information on file will be provided with the new card information to prevent declines on your recurring payments or future purchases. Will my fees go up? No No Information on Stock Yards Bank & Trust products and fees will be mailed to all customers prior to conversion. In the meantime, your account will remain the same. When can I use any Stock Yards Bank & Trust Branch? Not yet Not yet Yes. Field & Main Bank customers will continue to use their current branches until conversion of the systems in the 4th quarter of 2026. After the systems have been converted, all Stock Yards Bank & Trust locations will be available to you. Location information and when you can use them will be included in the conversion guide. Click here to download a copy of the Field & Main Bank Customer FAQs
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Stock Yards Bank & Trust Customer FAQs
Why are Stock Yards Bank & Trust and Field & Main Bank merging?
The combined banks will create a stronger community bank for the region, expanding the number of Stock Yards Bank & Trust branch locations, and allowing Stock Yards Bank & Trust to continue expanding into new markets.Stock Yards Bank & Trust believes this will be a good strategic investment and will provide significant growth opportunities within the marketplace that will ultimately improve our customer’s experience.
What will change?
From your perspective, very little will change, but once Field & Main Bank has been converted to Stock Yards Bank & Trust in the 4th quarter of 2026; you will have additional locations for your convenience.Will my account numbers change?
No. Your account numbers will remain the same.Will this affect my loan accounts?
No. Your loan will remain the same.Will this change my online banking?
No. Your online banking and other Stock Yards Bank & Trust services will remain the same.What happens to my FDIC insurance coverage if I have deposits at both Stock Yards Bank & Trust and Field & Main Bank?
When two or more insured banks merge, deposits from the assumed bank are separately insured from deposits at the assuming bank for at least six months after the acquisition.This grace period gives a depositor the opportunity to restructure his or her accounts, if necessary.
As we go through the integration process, you will be informed of any issues with your continued FDIC insurance.
Customers impacted will receive specific information in advance of the conversion.
Will any Stock Yards Bank & Trust branches be closing?
At this time, Stock Yards Bank & Trust does not foresee closing any branches.What will happen to the Field & Main Bank employees?
We expect many of the employees to move over to Stock Yards Bank & Trust. Although specific details haven’t been defined, we will be working with Field & Main Bank to ensure a smooth transition.There is a Field & Main Bank location near my home, can I use it now?
Not yet. We appreciate your patience while we work to combine the two banks. You will be able to use the Field & Main Bank locations after conversion in the 4th quarter of 2026.Click here to download a copy of the Stock Yards Bank & Trust Customer FAQs
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Field & Main Bank Shareholder FAQs
Field & Main Bank has signed a definitive agreement to become part of Stock Yards Bancorp, Inc. Although this announcement represents the end of a chapter, it is also the beginning of a new era for the bank. Field & Main Bank has been committed to serving our communities and providing outstanding customer service since 1887, so as we evaluated all the alternatives for our future, finding a partner who shares our community banking values was critical. Stock Yards Bank & Trust is the ideal fit. They are a community bank, established in 1904, operating over 70 locations in Louisville, Central, Eastern and Northern Kentucky, as well as Cincinnati and Indianapolis. As a $9.536 billion community bank, becoming part of Stock Yards Bank & Trust will enable us to continue to grow and serve our customers well into the future.
It is important to note, there is nothing for you to do right now. When the acquisition closes in the 2nd quarter of 2026 you will receive a shareholder packet in the mail with detailed instructions on how to exchange your Field & Main Bank shares for Stock Yards Bancorp, Inc. shares. Computershare is our stock transfer agent and will be facilitating this transaction.
When is the acquisition of Field & Main Bank expected to happen?
Anticipate the acquisition to close in the 2nd quarter of 2026.Are there any changes to my Field & Main Bank shares before the acquisition closes?
No. There will be no changes to your Field & Main Bank shares related to this acquisition until it closes in the 2nd quarter of 2026.What will happen to my Field & Main Bank shares when the acquisition closes and when will I receive my Stock Yards Bancorp, Inc. shares?
Your Field & Main Bank shares will need to be exchanged for Stock Yards Bancorp, Inc. shares. This process cannot start until legal close, at which time you will receive a shareholder packet in the mail giving you detailed instructions on how to exchange your shares.Are there any restrictions on selling my shares of Stock Yards Bancorp, Inc.?
For some Field & Main Bank shareholders, restrictions may apply. You will be provided specific instructions at the time of legal close in your shareholder packet.If I carry physical stock certificates for my Field & Main Bank shares, will I need those to transfer my shares?
Yes. There will be specific instructions in your shareholder packet on physical certifications. In the meantime, you can locate your certificates and store them in a safe location, but DO NOT ENDORSE THEM.What will my Field & Main shares be worth at closing?
The dollar value cannot be assigned at this point, but you will receive 0.655 shares of Stock Yards Bancorp stock for every share of Field & Main.Click here to download a copy of the Field & Main Bank Shareholder FAQs