Disclosures
Below you will find copies of the general terms & conditions for our checking and savings accounts, as well as the most recent change-in-terms that apply to these agreements. Please note that there are specific terms & conditions designated for consumer accounts and a different set for business accounts. You will also find additional disclosures regarding account services that we offer.
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Business Change-in-terms Notice (July 2025)
The most recent changes that were made to the terms & conditions for business-purpose accounts (July 2025).
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Consumer Change-in-terms Notice (July 2025)
The most recent changes that were made to the terms & conditions for consumer-purpose accounts (July 2025).
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Business Terms & Conditions
The current version for general terms & conditions that apply to business-purpose accounts.
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Consumer Terms & Conditions
The current version for general terms & conditions that apply to consumer-purpose accounts.
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Common Features
A current schedule of fees that may be charged for certain transactions and services related to your account.
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Privacy Policy
Rev. 6/2017
FACTS WHAT DOES STOCK YARDS BANK & TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances and Payment History
- Transaction History and Transaction or Loss History
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Stock Yards Bank & Trust Company chooses to share; and whether you can limit this sharing. REASONS WE CAN SHARE PERSONAL INFORMATION Does Stock Yards
Bank & Trust share?Can you limit
this sharing?For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes - to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share For our affiliates' everyday business purposes - information about your creditworthiness No We don't share For nonaffiliates to market to you No We don't share Questions? Call (502) 582-2571 or (800) 625-9066, or go to www.syb.com WHO WE ARE
Who is providing this notice? Stock Yards Bank & Trust Company WHAT WE DO
How does Stock Yards Bank & Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Stock Yards Bank & Trust Company collect my personal information? We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Give us your contact information
- Deposit money
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
View PDF VersionAffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Stock Yards Bank & Trust does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Stock Yards Bank & Trust does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products to you.
- Our joint marketing partners included Raymond James Financial Services, Inc.
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Mobile Banking Privacy Policy
To view our Mobile Banking Privacy Policy, visit https://www.syb.com/mobile-banking-privacy-policy or click the button below.
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