Let us find the right loan to help your business grow.
Business Credit & Loans

A great solution for short-term liquidity needs
Many businesses experience cyclical cash flow and require funds for everyday business expenses, like inventory or payroll. A Working Capital Line of Credit can help bridge those gaps for your short-term operational needs.
 

Every business is unique.  Term loans are a great option when you need to borrow money for a specific purpose to help your business grow, whether launching a new venture, expanding your current business, or investing in a one time, large purchase. Stock Yards Bank can help customize your loan and provide you with a one-time lump sum that you are able to repay on a predictable schedule.

Stock Yards Bank & Trust is a certified Preferred Lender by the Small Business Administration (SBA). As a Preferred Lender, Stock Yards Bank & Trust has delegated authority to approve, close, service and liquidate most SBA guaranteed loans.  SBA financing offers new and existing businesses a variety of lending options through various SBA loan programs. 
Let our professionals help you determine the financing package that is best for you.

7(a) Loans 

• $5,000,000 maximum loan amount
• 75% to 85% guaranty (based on loan amount) 
• Use of proceeds:
  • Expansion/Renovation
  • Purchase land or buildings
  • FF & E
  • Working capital

For more information, visit the U.S. Small Business Administration Website 

Stock Yards Bank offers a variety of Letters of Credit including Import or Domestic, Export or Standby Letters of Credit.  Whatever your business needs, Stock Yards Bank is ready to help.

Purchasing a business can be one of the biggest decisions you will make in your professional life.  Let Stock Yards Bank’s team of experts help you navigate the financing options to support your business.  We offer a range of acquisition financing options including SBA 7(a) and 504 loans.

Let Stock Yards Bank’s experienced bankers help you evaluate and pursue New Market Tax Credit (NMTC) strategies for your business.  NMTC’s are primarily used to finance real estate, commercial, industrial or community facility projects and can provide you with an alternative and efficient means of financing your venture.

Stock Yards Bank & Trust is an independent, publicly-traded community bank with local management and over 100 years of service. Our deep roots in the region, along with the knowledge and understanding of the banking business, allow us to provide exceptional service to fellow banking companies and owners. Stock Yards Bank & Trust provides the following correspondent services:

• Holding Company Credit
• Retirement Plans
• Investment Management
• Loan Participation
• International Services
• Depository Services
• Liquidity Lines

For more information on Correspondent Banking please contact:

• Louisville, Southern Indiana, and Central/Eastern Kentucky:  (502) 625-1774
• Indianapolis:  (317) 238-2897
• Cincinnati:  (513) 824-6197
• Email us at:  CorrespondentBanking@syb.com
• Our Call Center can be reached at:  (502) 582-2571 or (800) 625-9066

Regulation F Compliance Information

Stock Yards Bank & Trust offers a variety of VISA® credit card products. The products are designed to provide businesses with the power to more efficiently run their purchasing and expense management while enhancing benefits and savings.

• Cash Flow Management. Create an environment for payments and receivables that works for your company.
• 24/7 Online Access. Manage your account online by viewing transaction activity and history, pay your bill, and establish alerts.
• No Annual Fee. Stock Yards Bank is pleased to offer this card with no annual fee.
• Security. All Stock Yards Bank Business Cards come with EMV technology increasing protection against fraud.

Current business clients can download and complete the Stock Yards Bank Business Credit Card application. Send the completed form to your Stock Yards Bank relationship manager or local branch representative.