SYB 50+ Interest Checking Details
Step into more customized banking with the SYB 50+ Interest Checking Account from Stock Yards Bank & Trust—crafted to meet the needs of customers aged 50 and up. This account offers competitive interest rates, unlimited check writing, and access to online and mobile banking. As an added perk, you’ll receive one free box of Stock Yards Bank logo checks (single wallet or duplicate style) each calendar year, plus a 50% discount on one additional order annually.1 With personalized service and extra benefits, it’s the smart choice for your financial future.
SYB 50+ Interest Checking has a Monthly Service Charge2 of $4.00. To avoid the monthly service charge, maintain a $100 daily balance OR $5,000 in total SYB deposit account balances.2
| Benefits |
|
| Minimum Amount To Open | $50 |
| Interest | Tiered |
| Minimum Daily Balance2 | $100 daily balance OR $5,000 in total SYB deposit account balances2 |
| Monthly Service Charge2 | $4.00 |
| How to avoid the monthly service charge2 | $100 daily balance OR $5,000 in total SYB deposit account balances2 |
| Unlimited Check Writing | ✓ |
| Student & Military Enhancements Available3 | ✓ |
| Online & Mobile Banking | ✓ |
| Online Bill Pay | ✓ |
| Debit Card | ✓ |
| Unlimited SYB ATM usage4 | ✓ |
Personal accounts only. Ask a banker for details. Terms and conditions are subject to change. Account opening subject to approval.
Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.
1. SYB 50+ Interest Checking permits one box of Stock Yards Bank logo checks (single wallet or duplicate style) per calendar year. There will be a 50% discount applied for one additional order of Stock Yards Bank logo checks (single wallet or duplicate style) per calendar year.
2. A monthly service charge of $4.00 will be imposed every statement cycle. A $4.00 credit will be applied to your account if you maintain a $100 daily balance OR $5,000 in total SYB deposit account balances. Total SYB deposit account balances include Savings accounts, Certificate of Deposit accounts, Individual Retirement accounts, Money Markey accounts, Health Savings Accounts, and/or other checking accounts.
3. Student & Military Enhancements are available for all account types. Students under age 27 can select any of our Personal Checking Account products and receive four (4) free Non-Stock Yards Bank ATM withdrawals per month. At age 27, the account will automatically convert to the standard version. At the time of opening, students must have valid Student Identification. Active military members and veterans can select any of our Personal Checking account products and receive four (4) free non-Stock Yards Bank ATM withdrawals per month for life. We thank you for your service. At the time of opening, Active Military or Veteran Members must provide proof of military service.
4. When using a non-Stock Yards Bank ATM, you may be charged a fee by the other financial institution or ATM operator. Stock Yards Bank charges a $2.00 fee for each non-Stock Yards Bank ATM transaction in excess of 4 per statement cycle. The fee charged by Stock Yards Bank is waived for non-Stock Yards Bank ATM transactions from a SYB 50+ Interest Checking Account.