Platinum Checking Details
Enjoy added value with Stock Yards Bank’s Platinum Checking. This account includes one complimentary box of Stock Yards Bank logo checks per calendar year and complimentary official checks1, along with access to online and mobile banking, a wide ATM network, and tiered interest rates. It’s a smart choice for customers who want everyday banking with extra benefits.
Details | |
|---|---|
| Benefits |
|
| Minimum Amount to Open | $10,000 |
| Minimum Daily Balance | $10,000 |
| Monthly Service Charge2 | $15.002 |
| How to avoid the monthly service charge2 | $10,000 daily balance OR $25,000 in total SYB deposit account balances3 OR $50,000 in total SYB loan balances4 (excluding first mortgage loans) |
| Interest | Tiered |
| Unlimited Check Writing | ✓ |
| Unlimited SYB ATM Usage5 | ✓ |
| Online & Mobile Banking | ✓ |
| Debit Card | ✓ |
| Online Bill Pay | ✓ |
| Student & Military Enhancements Available6 | ✓ |
Personal accounts only. Ask a banker for details. Terms and conditions are subject to change. Account opening subject to approval.
Accounts will be charged the standard Overdraft fee of $36 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $36 for items returned. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours if you default on any loan or other obligation to Stock Yards Bank & Trust or if your account is subject to any legal or administrative order or levy.
1. Platinum Checking permits one complimentary box of Stock Yards Bank logo checks (single wallet or duplicate style) per calendar year. The account also comes with complimentary official checks.
2. A monthly service charge of $15.00 will be imposed every statement cycle. A $15.00 credit will be applied to your account if you maintain a $10,000 daily balance OR $25,000 in total SYB deposit account balances OR $50,000 in total SYB loan balances (excluding first mortgage loans).
3. Total SYB deposit account balances include Savings accounts, Certificate of Deposit accounts, Individual Retirement accounts, Money Markey accounts, Health Savings Accounts, and/or other checking accounts.
4. Total SYB loan balances include the outstanding principal balances owed on Home Equity Lines of Credit, Home Equity Loans, and other Consumer Loans (excluding first mortgage loans).
5. When using a non-Stock Yards Bank ATM, you may be charged a fee by the other financial institution or ATM operator. Stock Yards Bank charges a $2.00 fee for each non-Stock Yards Bank ATM transaction in excess of 4 per statement cycle. The fee charged by Stock Yards Bank is waived for non-Stock Yards Bank ATM transactions from a Platinum Checking Account.
6. Student & Military Enhancements are available for all account types. Students under age 27 can select any of our Personal Checking Account products and receive four (4) free Non-Stock Yards Bank ATM withdrawals per month. At age 27, the account will automatically convert to the standard version. At the time of opening, students must have valid Student Identification. Active military members and veterans can select any of our Personal Checking account products and receive four (4) free non-Stock Yards Bank ATM withdrawals per month for life. We thank you for your service. At the time of opening, Active Military or Veteran Members must provide proof of military service.