Private Banking Solutions for You and Your Family
Your family’s financial health is our primary concern.
Your dedicated Stock Yards Bank & Trust Private Banker can serve as your primary financial consultant and resource for you, your family, and your practice.
As a highly compensated professional, you have complex financial needs and aspirations. Our Private Bankers can help structure customized, flexible financing solutions tailored to your unique circumstances. Also, your Private Banker will coordinate with other SYB&T professionals in Wealth Planning, Investment Management, or Estate Planning services to ensure your future financial health and wellness.
Private Banking Services Include:
- Medical Banking Account
- Private Banking Checking
- Physician/Dentist Mortgage Loans
- Private Banking HELOC
- Medical Professional Mortgage Loans
- Private Banking Credit Cards
- Vacation Home Loans
- Personal Lines of Credit
- Auto Loans
- Aircraft, Marine, and RV Loans
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Featured Private Banking Services
Medical Banking Account
An interest-bearing account for Physicians and Dentists who prefer no monthly fees or minimum balance requirements.
- Tiered interest rates
- No minimum balance
- No monthly fees
- Unlimited check writing
- Free Private Banking checks
Private Banking Checking
Our premier deposit account—only available to Private Banking clients—is feature-rich and offers premium tiered interest rates.
- Premium tiered interest rates
- Unlimited check writing
- Wire transfer fees waived up to $150/month1
- ATM fee rebates nationwide2
- Free Private Banking checks and debit card
- Enhanced debit card and mobile deposit limits3
- $15 monthly maintenance fee waived with $75,000 in combined balances4
Physician/Dentist Mortgage Loans5
- Mortgage loans up to $2 million
- 100% financing for loans up to $1 million
- 90% financing for loans between $1-2 million
- Private mortgage insurance (PMI) not required
- Fixed and variable rate options
- No prepayment penalties
- Flexible terms available
Private Banking Home Equity Line of Credit (HELOC)6
- Fixed and variable rate options
- No closing costs for loans up to $750,000
- No annual fee
Medical Professional Mortgage Loans7
- Eligible for Advanced Practice Registered Nurses (APRN), Veterinarians, Pharmacists, and Optometrists
- 100% financing for loans up to $250,000
- 95% financing for loans between $250,000-$424,000
- 90% financing for loans between $424,000-$650,000
- No private mortgage insurance (PMI)
- Multiple adjustable-rate options available
- No prepayment penalties
Private Banking Credit Card8
- Allows qualified cardholders to earn rewards
- Offers a secure, flexible, and convenient payment option
- 1% back on every purchase, every day
- No annual fee
Contact a Private Banker
1. Up to $150 in wire transfer fees waived per month. Includes domestic & international and incoming & outgoing wire transfers.
2. Unlimited refunds of Bank and ATM owner/operator fees on all domestic ATM transactions.
3. $1,000 daily ATM withdrawal limit, $5,000 daily point of sale limit, and $15,000 daily mobile deposit limit.
4. Combined balances calculation includes checking, savings, certificates of deposit, money market accounts, and/or outstanding balances on home equity loans, home equity lines of credit, and other consumer loans (excluding first mortgage loans and credit cards).
5. Specially licensed medical and dental professionals are eligible for this mortgage loan program. These professionals include medical doctors (MD), podiatrists (DPM), doctors of osteopathy (DO), doctors of medical dentistry (DMD), and doctors of dental surgery (DDS). Loan-to-value (LTV) and interest rate may vary based on loan amount and customer FICO score. Subject to credit review and approval.
6. Subject to credit approval on a Private Banking Home Equity Line of Credit with a 90% loan-to-value (LTV) or less. Line amounts range from $15,000 to $750,000. Early loan termination fees may apply. Property insurance is required and, if applicable, flood insurance will be required. Your rates and corresponding APR vary by loan to value, credit limit, your credit history and Stock Yards Bank’s credit policies. The annual percentage rate (APR) will vary with Prime Rate as published in the Wall Street Journal. The variable rate for Home Equity Lines of Credit ranges from Prime to Prime plus 0.50%, with a floor of 4.00%. (4.00% APR to 4.75% APR). Your APR will not exceed 24%. Rates are subject to change. Consult your tax advisor regarding the deductibility of interest. Other restrictions may apply. SYB NMLS #433971
7. Specially licensed medical professionals are eligible for this mortgage loan program. These professionals include APRN, Veterinarians (DVM), Optometrist (OD), Pharmacist (Pharm.D). Medical professionals not eligible include Chiropractors, Physical Therapists, and Occupational Therapists. Loan-to-value (LTV) and interest rate may vary based on loan amount and customer FICO score. Subject to credit review and approval.
8. Subject to credit approval. Rewards: Customer will earn 1% back in the form of a statement credit on net purchase (purchase minus any credits or returns) only. Purchases do not include balance transfers, cash advances, ATM transactions, convenience checks, disputed or unauthorized purchases/fraudulent transactions, Card account fees and finance charges. Your account must be open and in good standing (i.e. not cancelled, delinquent, terminated, over the limit, lost or otherwise not available for your use) prior to redemption. Rewards expire 36 months from the date posted to your Rewards account. Redeeming Rewards Statement Credit - Minimum request of $25 up to the total Rewards account balance at the time you redeem. Your statement credit will post to your account within 5 business days and will appear on your next statement after it is posted. The credit is applied to the overall balance on the account, which means that you must still make the monthly Minimum Payment Due. Statement credits may not be canceled or returned. Rewards Terms and Conditions are available at UChoose Rewards online account profile.