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Annual percentage rate. Points. Closing costs.As anyone who has ever applied for a mortgage knows, there sure are a lot of terms thrown at you. Two terms that are often talked about — and confused — are mortgage pre-qualification and pre-approval. Although they sound alike, they are different in many ways.Mortgage Pre-qualification Before you …

From the list of terms to the array of loan choices, the mortgage process can seem overwhelming and complicated. It also doesn't help that there are a lot of misconceptions about mortgages. Here are five of the most common ones:Myth:  You need perfect credit to apply for a mortgage. Having excellent credit can certainly make qualifying easier …

Make your dream of home ownership a reality By Melinda Golde Senior Vice President and Director of Mortgage Banking Division Stock Yards Bank Buying a home can be an intimidating experience, whether it’s your first purchase or you’ve been through the process multiple times. I’ve spent more than 25 years with Stock Yards Bank, most of those …

So you're thinking about buying a home? That's great. You may have even received lots of helpful advice from friends and family members about what you should do. That's great, too. But while getting guidance on what you can do to make the process easier is important, it's equally important to understand what not to do. Here are 7 home buying …