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What's not to love about receiving money? It's why millions and millions of people play the lottery each year. And while most won't be lucky enough to win the jackpot, they may very well receive money in a far more common way — getting a tax refund.For some Americans, tax time is a time of excitement as they wait for a check in the mail or an …

Let's face it, it's expensive out there. The cost of groceries, gas, utilities, rent and so many other things has risen sharply over the past year. And now more than ever before, you may be thinking that it's time for a big raise. Your company, however, may see things a little differently. Don't worry, though, because there are some steps you …