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Market Outlook Q3 2024: Bad Goldilocks?

Wed, 07/24/2024 - 09:57 Wealth management

 Q2 ReviewThe U.S. economy has shown surprising resilience after 18 months of rapid rate interest rate hikes followed by a year of steady—“higher for longer”—Federal Reserve decisions.The artificial intelligence (AI) boom, decent corporate earnings growth, continued deficit spending, and accommodative financial conditions have driven a …

Mortgage Pre-qualification or Pre-approval: What's the Difference?

Thu, 07/18/2024 - 09:54 Mortgage

Annual percentage rate. Points. Closing costs.As anyone who has ever applied for a mortgage knows, there sure are a lot of terms thrown at you. Two terms that are often talked about — and confused — are mortgage pre-qualification and pre-approval. Although they sound alike, they are different in many ways.Mortgage Pre-qualification Before you …

Don't Be Fooled! AI Voice Scams on the Rise

Wed, 06/05/2024 - 09:04 Fraud prevention

Have you ever gotten a call from a frantic-sounding loved one, only to find out it was a scammer? Phone scams are nothing new, but scammers are getting craftier. The latest trick in their arsenal? Artificial intelligence (AI) that can mimic the voices of people you know and trust.How AI Voice Scams WorkThese scams rely on AI software that can learn …

Deciding if a Roth 401(k) is Right for Me

Wed, 05/01/2024 - 16:42 Wealth management

 by Jason Hamilton, CFP®Most of us have known for years that we can contribute to our employer 401(k) through automatic payroll deductions. It’s become a common practice and many employers have established retirement plans to help attract and retain employees. When the company matches employee contributions, it becomes a powerful tool for you …

Market Outlook: Q1 2024, Higher for (Even) Longer

Wed, 05/01/2024 - 11:00 Wealth management

 by John M. FidlerChief Investment Officer | (502) 259-2543 | John.Fidler@syb.comQ1 REVIEWThe stock market ebullience of 2023 carried into the 1st quarter of 2024 as global equities made new highs and the S&P 500 gained over 10%. The US economy remains resilient on the back of continued government deficit spending and a strong household …